A policy package for dwellings. It provides replacement coverage on not only the dwelling and contents, but on appurtenant private structures, refrigerated food items, and any additional living expenses as well (subject to policy provisions).
Town Dwellings & Contents
Covering the dwelling and contents, this policy is used when the policyholder doesn't choose a policy package, the dwelling is not owner-occupied or doesn't fall under the home policy qualifications.
- Owner-occupied dwellings
- Personal property
- 1-2 family rentals
- Mobile homes (and contents)
- Multi-family rentals
- Vacant dwellings
- Seasonal dwellings
Inland Marine
This coverage can be attached to another policy from Hawkeye Mutual Insurance Association when specific items of personal property are involved. It provides insurance against the risk of physical loss and damage (subject to policy provisions).
Liability
Liability coverage is also available via IMT Insurance in West Des Moines, Iowa.
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